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Free Credit Scores for Consumers Act of 2019

USA116th CongressHR-3618| House 
| Updated: 11/21/2019
Joyce Beatty

Joyce Beatty

Democratic Representative

Ohio

Cosponsors (1)
Emanuel Cleaver (Democratic)

Financial Services Committee

  • Introduced
  • In Committee
  • On Floor
  • Passed Chamber
  • Enacted
Free Credit Scores for Consumers Act of 2019 This bill requires credit reporting agencies to provide free credit scores to consumers with their free annual consumer reports. The bill also provides for automatic free credit scores and consumer reports in specified circumstances. Credit reporting agencies must provide consumers with additional information regarding the calculation of their credit score. Specified lenders must give consumers free copies of any consumer reports and credit scores they used for underwriting before consumers sign the respective loan agreements.

Bill Text Versions

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2 versions available

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Timeline
Jul 5, 2019
Introduced in House
Jul 5, 2019
Referred to the House Committee on Financial Services.
Jul 11, 2019
Committee Consideration and Mark-up Session Held.
Jul 11, 2019
Ordered to be Reported (Amended) by the Yeas and Nays: 32 - 26.
Nov 21, 2019
Placed on the Union Calendar, Calendar No. 247.
Nov 21, 2019
Reported (Amended) by the Committee on Financial Services. H. Rept. 116-306.
  • July 5, 2019
    Introduced in House


  • July 5, 2019
    Referred to the House Committee on Financial Services.


  • July 11, 2019
    Committee Consideration and Mark-up Session Held.


  • July 11, 2019
    Ordered to be Reported (Amended) by the Yeas and Nays: 32 - 26.


  • November 21, 2019
    Placed on the Union Calendar, Calendar No. 247.


  • November 21, 2019
    Reported (Amended) by the Committee on Financial Services. H. Rept. 116-306.

Finance and Financial Sector

Related Bills

  • HR 116-3621: Comprehensive Credit Reporting Enhancement, Disclosure, Innovation, and Transparency Act of 2020
Consumer affairsConsumer creditContracts and agencyCrime victimsFraud offenses and financial crimesHigher educationHousing finance and home ownershipMotor vehiclesPoverty and welfare assistanceStudent aid and college costsUnemployment

Free Credit Scores for Consumers Act of 2019

USA116th CongressHR-3618| House 
| Updated: 11/21/2019
Free Credit Scores for Consumers Act of 2019 This bill requires credit reporting agencies to provide free credit scores to consumers with their free annual consumer reports. The bill also provides for automatic free credit scores and consumer reports in specified circumstances. Credit reporting agencies must provide consumers with additional information regarding the calculation of their credit score. Specified lenders must give consumers free copies of any consumer reports and credit scores they used for underwriting before consumers sign the respective loan agreements.

Bill Text Versions

View Text
2 versions available

Suggested Questions

Get AI-generated questions to help you understand this bill better

Timeline
Jul 5, 2019
Introduced in House
Jul 5, 2019
Referred to the House Committee on Financial Services.
Jul 11, 2019
Committee Consideration and Mark-up Session Held.
Jul 11, 2019
Ordered to be Reported (Amended) by the Yeas and Nays: 32 - 26.
Nov 21, 2019
Placed on the Union Calendar, Calendar No. 247.
Nov 21, 2019
Reported (Amended) by the Committee on Financial Services. H. Rept. 116-306.
  • July 5, 2019
    Introduced in House


  • July 5, 2019
    Referred to the House Committee on Financial Services.


  • July 11, 2019
    Committee Consideration and Mark-up Session Held.


  • July 11, 2019
    Ordered to be Reported (Amended) by the Yeas and Nays: 32 - 26.


  • November 21, 2019
    Placed on the Union Calendar, Calendar No. 247.


  • November 21, 2019
    Reported (Amended) by the Committee on Financial Services. H. Rept. 116-306.
Joyce Beatty

Joyce Beatty

Democratic Representative

Ohio

Cosponsors (1)
Emanuel Cleaver (Democratic)

Financial Services Committee

Finance and Financial Sector

Related Bills

  • HR 116-3621: Comprehensive Credit Reporting Enhancement, Disclosure, Innovation, and Transparency Act of 2020
  • Introduced
  • In Committee
  • On Floor
  • Passed Chamber
  • Enacted
Consumer affairsConsumer creditContracts and agencyCrime victimsFraud offenses and financial crimesHigher educationHousing finance and home ownershipMotor vehiclesPoverty and welfare assistanceStudent aid and college costsUnemployment