This bill, titled the "Safer Neighborhoods Gun Buyback Act of 2025," authorizes the Director of the Bureau of Justice Assistance to establish a grant program for gun buyback initiatives. Eligible entities include States, units of local government, Tribal governments, and covered gun dealers , who can apply for two-year grants to conduct these programs. The bill authorizes an appropriation of $360,000,000 for each of fiscal years 2025 through 2027 to fund these efforts. A central feature of the program is the use of smart prepaid cards , which the Director will acquire and distribute to grant recipients. These cards are loaded with at least 125 percent of a gun's market value for purchases, but are specifically designed with a mechanism to prevent their use for acquiring guns or ammunition, and cannot be redeemed for cash. Any person violating this prohibition by using or accepting a smart prepaid card for a firearm or ammunition transaction faces a significant fine. States and local governments receiving grants must use funds to conduct buyback programs or make subgrants to gun dealers, dedicating at least 5 percent of funds to destroy collected guns and ammunition. Gun dealers participating in the program must verify if received firearms are stolen, deliver them to the ATF or the granting entity within 30 days, and ensure they are checked against criminal databases. Crucially, the bill mandates that all guns and ammunition collected through these programs must be destroyed and explicitly prohibits their resale.