This bill seeks to amend the Economic Growth, Regulatory Relief, and Consumer Protection Act by making significant adjustments to the Community Bank Leverage Ratio (CBLR) framework. It proposes to expand eligibility for the CBLR by increasing the asset threshold for qualifying community banks from $10 billion to $15 billion . Additionally, the bill lowers the required leverage ratio range for these banks, moving it from "not less than 8 percent and not more than 10 percent" to "not less than 6 percent and not more than 8 percent ." The legislation further mandates that the Board of Governors of the Federal Reserve System, the Comptroller of the Currency, and the Federal Deposit Insurance Corporation undertake a comprehensive review of the CBLR. This review aims to identify ways to encourage more qualifying community banks, especially those with fewer assets, to opt into the framework by providing regulatory compliance burden relief and simplifying its application. The agencies are required to propose new rules within 180 days and finalize them within one year of the bill's enactment to implement the amended leverage ratio, and also to submit a report to Congress within 150 days detailing their findings and recommendations for further modifications to the CBLR framework.