This legislation, titled the Tribal Housing Continuity Act of 2025, aims to safeguard essential tribal housing programs from disruptions caused by federal government shutdowns. It specifically appropriates $1.6 billion for fiscal year 2026 to the Secretary of Housing and Urban Development (HUD) to be used during any period of a lapse in discretionary appropriations. The funds are designated to ensure the continued implementation of programs authorized under the Native American Housing Assistance and Self-Determination Act of 1996 (NAHASDA), including issuing funding opportunities and administrative actions. Additionally, the appropriation covers the guarantee and payment of loans for Indian and Native Alaskan housing under Sections 184 and 184A of the Housing and Community Development Act of 1992. The bill also mandates that the HUD Secretary submit a report to Congress detailing the use of these funds within 90 days of a shutdown.