This legislation mandates the Administrator of the Small Business Administration (SBA) to implement a new loan program designed to support eligible businesses during periods of federal government shutdown. The program aims to provide financial relief to small businesses that experience losses directly attributable to a lapse in appropriations. Under this program, a covered loan would be issued for an amount equal to the applicant's estimated losses due to the shutdown. These loans would feature a maximum interest rate of one percent and a maximum maturity period of one year from the date the shutdown officially terminates. An eligible applicant is defined consistent with existing Small Business Act provisions, typically referring to small businesses. A shutdown is specified as the period beginning with a partial or full lapse in appropriations and concluding 30 days after new appropriations are enacted.