This bill immediately increases various financial regulatory thresholds across several key statutes, including the Federal Reserve Act and the Financial Stability Act of 2010. These initial adjustments, such as raising many thresholds from $250 billion to $370 billion, are designed to account for historical increases in the current-dollar United States Gross Domestic Product. This aims to update the applicability of certain regulations to reflect current economic conditions. Beyond these immediate changes, the bill establishes a mechanism for future periodic adjustments to both statutory and regulatory thresholds. Starting in 2031, the Board of Governors of the Federal Reserve will be required to increase specified statutory asset thresholds every five years, based on the ratio of current-dollar US Gross Domestic Product. Concurrently, beginning in 2026, the Board of Governors, Comptroller of the Currency, and the Federal Deposit Insurance Corporation must review and modify thresholds established by their own regulations, also using GDP as the indexing factor. This ensures that regulatory triggers remain appropriately tailored and keep pace with ongoing economic growth.