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Small Business Child Care Investment Act

USA119th CongressHR-7109| House 
| Updated: 1/15/2026
Susie Lee

Susie Lee

Democratic Representative

Nevada

Cosponsors (1)
Pete Stauber (Republican)

Small Business Committee

  • Introduced
  • In Committee
  • On Floor
  • Passed Chamber
  • Enacted
The "Small Business Child Care Investment Act" seeks to enable nonprofit child care providers to access crucial financial assistance through the Small Business Administration's (SBA) loan programs. This legislation amends both the Small Business Act and the Small Business Investment Act of 1958. Specifically, it designates eligible nonprofit child care providers as small business concerns , making them eligible for the SBA's 7(a) business loan program and the 504 loan program. This expansion aims to support the financial stability and growth of these essential community services. To qualify, a nonprofit child care provider must meet several criteria, including compliance with state licensing requirements, holding a 501(c)(3) tax-exempt status , and primarily providing care for children from birth to compulsory school age. Additionally, all employees and regular volunteers must undergo criminal background checks as per federal standards. The bill also stipulates that the SBA cannot directly lend to these providers; instead, loans must be made in cooperation with banks or other financial institutions on a deferred basis. For loans exceeding $500,000, a guarantee of timely payment from another person or entity is required, and the Administrator cannot deny eligibility based on First Amendment-protected activities. The Administrator is also mandated to report annually to Congress on the number and amount of loans provided to these entities.
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Timeline

Bill from Previous Congress

HR 116-5789
Small Business Child Care Investment Act

Bill from Previous Congress

HR 117-3155
Small Business Child Care Investment Act

Bill from Previous Congress

HR 118-2602
Small Business Child Care Investment Act
Feb 10, 2025

Latest Companion Bill Action

S 119-273
Committee on Small Business and Entrepreneurship. Reported by Senator Ernst with an amendment. Without written report.
Jan 15, 2026
Introduced in House
Jan 15, 2026
Referred to the House Committee on Small Business.
  • Bill from Previous Congress

    HR 116-5789
    Small Business Child Care Investment Act


  • Bill from Previous Congress

    HR 117-3155
    Small Business Child Care Investment Act


  • Bill from Previous Congress

    HR 118-2602
    Small Business Child Care Investment Act


  • February 10, 2025

    Latest Companion Bill Action

    S 119-273
    Committee on Small Business and Entrepreneurship. Reported by Senator Ernst with an amendment. Without written report.


  • January 15, 2026
    Introduced in House


  • January 15, 2026
    Referred to the House Committee on Small Business.

Commerce

Related Bills

  • S 119-273: Small Business Child Care Investment Act

Small Business Child Care Investment Act

USA119th CongressHR-7109| House 
| Updated: 1/15/2026
The "Small Business Child Care Investment Act" seeks to enable nonprofit child care providers to access crucial financial assistance through the Small Business Administration's (SBA) loan programs. This legislation amends both the Small Business Act and the Small Business Investment Act of 1958. Specifically, it designates eligible nonprofit child care providers as small business concerns , making them eligible for the SBA's 7(a) business loan program and the 504 loan program. This expansion aims to support the financial stability and growth of these essential community services. To qualify, a nonprofit child care provider must meet several criteria, including compliance with state licensing requirements, holding a 501(c)(3) tax-exempt status , and primarily providing care for children from birth to compulsory school age. Additionally, all employees and regular volunteers must undergo criminal background checks as per federal standards. The bill also stipulates that the SBA cannot directly lend to these providers; instead, loans must be made in cooperation with banks or other financial institutions on a deferred basis. For loans exceeding $500,000, a guarantee of timely payment from another person or entity is required, and the Administrator cannot deny eligibility based on First Amendment-protected activities. The Administrator is also mandated to report annually to Congress on the number and amount of loans provided to these entities.
View Full Text

Suggested Questions

Get AI-generated questions to help you understand this bill better

Timeline

Bill from Previous Congress

HR 116-5789
Small Business Child Care Investment Act

Bill from Previous Congress

HR 117-3155
Small Business Child Care Investment Act

Bill from Previous Congress

HR 118-2602
Small Business Child Care Investment Act
Feb 10, 2025

Latest Companion Bill Action

S 119-273
Committee on Small Business and Entrepreneurship. Reported by Senator Ernst with an amendment. Without written report.
Jan 15, 2026
Introduced in House
Jan 15, 2026
Referred to the House Committee on Small Business.
  • Bill from Previous Congress

    HR 116-5789
    Small Business Child Care Investment Act


  • Bill from Previous Congress

    HR 117-3155
    Small Business Child Care Investment Act


  • Bill from Previous Congress

    HR 118-2602
    Small Business Child Care Investment Act


  • February 10, 2025

    Latest Companion Bill Action

    S 119-273
    Committee on Small Business and Entrepreneurship. Reported by Senator Ernst with an amendment. Without written report.


  • January 15, 2026
    Introduced in House


  • January 15, 2026
    Referred to the House Committee on Small Business.
Susie Lee

Susie Lee

Democratic Representative

Nevada

Cosponsors (1)
Pete Stauber (Republican)

Small Business Committee

Commerce

Related Bills

  • S 119-273: Small Business Child Care Investment Act
  • Introduced
  • In Committee
  • On Floor
  • Passed Chamber
  • Enacted