This bill, titled the NFIP Extension Act , aims to reauthorize the National Flood Insurance Program . It specifically extends the program's operational and financing authority by amending key sections of the National Flood Insurance Act of 1968. The legislation changes the expiration dates for both the program's financing and its overall operation from September 30, 2023, to November 21, 2025 . Furthermore, to ensure continuous coverage, the bill stipulates that if it is enacted after September 30, 2025, its amendments will take effect retroactively to that date.